Whether you are searching for the best mortgage rate of the fixed type or the best mortgage rate of the adjustable type, your comparisons will always be based on the tenure of the loan.
You don't want to invest a big chunk of money in something that won't satisfy you.
Being the first to occupy a new home, with the accompanying noise, truck traffic and lack of community might not be attractive to buyers of your new construction home if they must endure a couple of years of these annoyances.
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